Credit
The best financing solution?
With PT Conseil
Active in the field of private credit for more than a decade, we know the main financial organizations and have all the assets necessary to put all the chances on your side.
Whatever the project to be financed or the object to be purchased, we offer you a flexible and advantageous solution, while guaranteeing you efficiency and absolute discretion.
CONDITIONS FOR GRANTING PERSONAL CREDIT
Be a Swiss national or holder of a B, C or G permit
Have a net monthly income of CHF 2'700 at least
Have a fixed employment contract for more than three months/ or temporary for an indefinite period and work for at least 1 year with the same employer
Not subject to prosecution or acts of property default
The granting of a loan is prohibited if it causes over-indebtedness (Art. 3 UCA)
With PT Conseil
Your benefits
Depending on your financial and personal situation, we offer you the possibility of obtaining a credit, the amount of which is between CHF 2’500 and 250’000, and this over a period of 6 to 120 months.
Solutions tailored to your budget and expectations
With PT Conseil, you have the free choice of your loan amount and the repayment period. We also offer you the option of repaying your credit at any time and at no cost!
Very advantageous and economic interest rates
From 4.9%. We offer you the best interest rates on the market, while ensuring that they remain fixed from the start to the end of your contract.
Very high acceptance rate
Our experience allows us to fully understand the many and different acceptance criteria of each financial partner. Thus, we ensure that your file is referred to the appropriate financial organization, depending on its content.
Speed and simplicity
It only takes a few minutes to send us your request using the online form! Then you just have to send us your documents … And you’re done! PT Conseil takes care of all administrative procedures free of charge and quickly.
As soon as you submit your request, we do everything in our power to guarantee you a response as quickly as possible. Once your request has been accepted, the money will be paid out immediately after the 14-day revocation period set by law.
Security
With PT Conseil, you benefit from a guarantee of payment of your monthly credit payments in the event of death, already included in your contract.
But, what to do in the event of involuntary unemployment, incapacity for work or even disability?
By opting for optional insurance, you will no longer have to worry about paying your credit in unforeseen situations! In the event of illness, accident or involuntary unemployment, the reimbursement of your monthly payments is guaranteed!
Discretion assured
We are strictly committed to the confidentiality and protection of your personal data. All the information entered in our online form remains confidential and is in no way accessible to third parties.
No administrative costs
With PT Conseil, you don’t pay any additional costs! Our advice is completely free and we do not charge you for our services in connection with your credit.
By your side
We attach great importance to creating a close link with all our customers. We are available to you throughout the credit process and answer all of your questions. If necessary, we are happy to come to your place to meet your needs and expectations.
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