AUTOMOTIVE & MOTORCYCLE INSURANCE
Insurance
AUTOMOTIVE & MOTORCYCLE INSURANCE
In Switzerland, all motor vehicles must be covered by third-party liability insurance in order to operate.
This insurance covers the damage you cause as a driver to other road users, animals or things. It also defends you against claims of unjustified damages from third parties.
However, your vehicle also requires insurance for external damage or in the event of a collision.
Here is an exhaustive list of insurances for your car or motorcycle:
Partial casco insurance
Covers damage caused by fire or natural event such as hail, storm or flood, as well as broken ice, theft, malevolence, things stolen, damage caused by animals/excavators and equipment.
Fully comprehensiva insurance
This is full protection. In addition to partial casco insurance, it includes damage caused by a collision (shock, collision, fall or entanglement).
Protection against severe negligence
With this additional coverage, the insurer also provides its benefits in the event of damage caused by a serious infringement of the rules of traffic and renounces to exercise its right of recourse or reduction of benefits. It is therefore an indispensable cover.
Accident insurance
This supplement provides accident insurance coverage for all occupants of the insured vehicle. It provides benefits in the event of disability and death, pays a daily hospital allowance and covers the costs of treatment.
Parked vehicle damage insurance
It covers damage caused by unidentified vehicles or people unknown to your vehicle. This damage can be scratches, body damage or other.
Bonus Protection
Additional bonus coverage helps prevent your bonus from increasing after a loss, depending on the degree of bonus.
Other possible complementary coverages
✓ Breakdown service in Switzerland and Europe
✓ Replacement Vehicle Loan Service
✓ Compensation of the value of new during the first 5 years
✓ Legal protection of traffic
✓ Damage to tires
✓ Protection upon a computer hacking to the vehicle
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