Accident insurance

According to the Federal Accident Insurance Act, all employers must insure their employees in the event of an accident.

An accident can happen very quickly, at work or during leisure. In case of disaster, the following benefits are granted:

✓ Support of medical expenses, hospital stay, prescribed drugs and therapies
✓ Daily allowances in case of loss of wages
✓ Invalidity pension if incapacity for work
✓ Survivor’s pensions and widows if necessary
✓ Additional compensation if unable to perform daily activities following the accident

Daily sickness benefit insurance

When an employee is unable to work for a period of time due to illness or maternity, the employer is contractually and legally obliged to continue to pay the salary in his favour, which may jeopardize the financial situation of the company.

To avoid this, there is a group daily allowance insurance that covers the employee against loss of salary, while taking over the employer’s obligation to pay. The company’s financial risk is thus limited.